After Bankruptcy

Naturally, people have many questions when they are considering filing for bankruptcy. One of the questions we hear most often is “How will filing for bankruptcy impact my life and my future?” We will address this issue here, however, for more detailed information; you should schedule a free consultation with an attorney at McBride & Collier.

A Chapter 7 bankruptcy remains on your credit report for 10 years from the date of the filing. A Chapter 13 bankruptcy remains on your credit for seven years from the date of the filing. Depending on your individual circumstances, you may or may not be able to file bankruptcy again for six years.

Many clients want to know what assets, if any they can keep if they file for bankruptcy. This can vary from client to client, but is discussed somewhat on the Repossessions and Foreclosures page on this website. For more information based on your personal circumstances, contact McBride & Collier to schedule a free initial consultation with a bankruptcy lawyer.

It is important to know that the Bankruptcy Code protects the debtor from discrimination based solely on the fact that he or she has filed bankruptcy.If you feel you have lost your job, or have been otherwise discriminated against because of your bankruptcy filing, contact an attorney right away.

For more detailed information about bankruptcy, please visit our Bankruptcy Information Center or call our office today. McBride & Collier has helped clients in Alexandria, Shreveport, Monroe, Bossier City, Pineville, Mansfield, Ruston, Natchitoches, and throughout the state of Louisiana, resolve their financial problems through bankruptcy.